Have questions about your specific situation? Reach out to Medicare expert Kevin Ristau, our guest in the episode, for guidance tailored to you.
Request a One on One Consultation Here: https://ristauinsurance.com/request-a-quote
Medicare can feel overwhelming, especially as enrollment season ramps up. In this Medicare Minute, Kevin Ristau gives a breakdown of the four parts of Medicare:
Part A (Inpatient): Hospital, hospice, some skilled nursing. No monthly premium at 65 if you’ve paid FICA.
Part B (Outpatient): Doctors/specialists and more; has a monthly premium. Delaying without credible coverage can trigger penalties.
Part D (Drugs): Prescription coverage. You need it—even if you don’t take meds—to avoid a lifelong penalty.
Part C (Medicare Advantage): Bundles A, B, and usually D into one plan (HMO or PPO). Often adds extras like dental/vision and OTC allowances.
Why this matters: Enrollment timing is critical. Missing windows or lacking “credible coverage” can mean permanent penalties on Parts B and D. Reviewing your situation now can save real money and headaches later. Request a free, one on one consultation with Kevin here or attend one of this workshops in Grand Prairie listed below.
October 11, 2025
1:00 - 2:00 pm
Grand Prairie Chamber of Commerce
900 Conover Drive
Grand Prairie, TX 75051
November 8, 2025
1:00 - 2:00 pm
Grand Prairie Chamber of Commerce
900 Conover Drive
Grand Prairie, TX 75051
